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    How Bybit Card Transactions Work
    bybit2024-07-03 14:16:32

    Bybit Card allows you to make secure payments with both fiat and crypto. If the existing fiat is not enough to complete the transaction, then the crypto of your choice will be converted to fiat to cover the remaining balance. If both fiat and crypto are insufficient, the transaction will be declined. Please note that there is a minimum crypto conversion of 1 EUR/GBP.


     

    Once your Bybit Card transactions have been authorized, the transaction amount in your Funding Account will be frozen and only deducted once the merchant completes the transaction. In the event of reversed authorization, you don't need to worry — the frozen fiat amount will be released back into your Funding Account as an available balance.

     

     

     

    Example

    Assuming the Bybit Card is denominated in EUR and USDT is selected as the payment crypto asset.


     

     

    Scenario 1

    Scenario 2

    Scenario 3

    Scenario 4

    Scenario 5

    Payment Amount

    500 EUR

    1,030 EUR

    1,260 USD

    20 EUR

    1,260 USD

    Available Fiat Currency in Funding Account

    1,000 EUR

    1,000 EUR

    1,000 EUR

    50 USD

    0 EUR

    Available Crypto Assets in Funding Account

    1,000 USDT

    1,000 USDT

    1,000 USDT

    1,000 USDT

    1,000 XRP



     

    Scenario 1 

    Sufficient fiat for payment: The amount that the user needs to pay for the product is 500 EUR. 500 EUR will be deducted from the user's Funding account.

     

     

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